With 20+ years of banking and lending experience, I enjoy building relationships based on honesty and sincerity. I specialize in financing farm & ranch land, recreational property, rural homes, livestock, agribusiness and equipment. I grew up on a small farm and cow/calf operation in Johnson & Hill Counties. Active in both 4-H & FFA, as well as rodeo. Roped calves and team roped at Hill College in Hillsboro, then earned Bachelor's in Agribusiness in 2002, then Master of Business Administration in 2003. I appreciate agriculture and the rural lifestyle and love helping folks with the same interests. AgTexas Farm Credit Services is an Ag lending cooperative, owned by our borrower / members, which allows us to share our profits with our borrower / members, effectively reducing the cost of borrowing money. We cover 43 counties across Texas.